Reference rate (fixed context)
| Source | Rate | As of | Notes |
|---|---|---|---|
| RBNZ mortgage lending rates (cached default) | 6.85% | 2026-10-01 | Live RBNZ fetch failed; using recent published average. |
LoanReady does not display individual lender products. Repayment comparisons on the site use illustrative rate scenarios anchored to this reference where noted.
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