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Singapore

Public Housing Development Board flats and private condominiums follow different financing and eligibility rules. Buyers pay stamp duties that differ for citizens, permanent residents, and foreigners. The Monetary Authority of Singapore sets property cooling measures and total debt servicing limits for bank loans.

Currency: SGD · Last reviewed: 2026-10-29

Common loan types

  • HDB housing loan
  • Bank home loan
  • Fixed-rate package
  • Floating-rate package

Rates in Singapore

Published national averages change often. Use our calculators with a rate you enter from your lender or central bank source. LoanReady does not publish live lender rate tables for Singapore.

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Example formatting: $350,000 illustrative loan amount.

Borrowing powerRepaymentsRefinance savings
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