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Home equity / HELOC

Estimate an available line based on value, balance and LTV cap you enter.

Home value

Mortgage balance

Max combined LTV (%)

HELOC line estimate

Illustrative available line before lender policy.

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Estimate only. Not a loan offer, pre-approval or commitment to lend. LoanReady is not a lender or mortgage broker and does not take applications. Listed brokers pay a flat subscription; order is based on your choices, not payment.

General information only, not credit assistance or advice. It does not consider your objectives, financial situation or needs. Lenders test repayments at least 3% above the loan rate. LoanReady receives a referral fee (amount disclosed when you book) from this broker when you book.

Information only, not financial advice. Banks apply their own test rates and Reserve Bank DTI and LVR limits. Speak to a licensed financial adviser. LoanReady may receive a fee from the adviser you book.

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